Smart borrowing starts here
8 free loan calculators for personal, auto, student, home equity, debt consolidation, refinance, and more. Real amortization formulas, instant results, no sign-ups.
Calculate monthly payments and total cost for personal loans at various rates and terms.
CalculateEstimate monthly car payments with down payment, trade-in value, and financing options.
CalculateCompare federal and private student loan payments, total interest, and repayment timelines.
CalculateCalculate how much equity you can borrow and estimate home equity loan payments.
CalculateSee how much you can save by combining multiple debts into one lower-rate loan.
CalculateCompare your current loan with a new rate to see monthly and total savings.
CalculateSee how much faster you pay off your loan and how much interest you save with extra payments.
CalculateFind out how much you can afford to borrow based on your income and existing debts.
CalculateEvery calculator uses standard financial formulas — the same math lenders use. See full amortization schedules with principal and interest breakdowns.
No loading screens, no sign-up walls. Enter your numbers and get detailed breakdowns with visual charts immediately.
All calculations run in your browser. Your financial data never leaves your device. No accounts, no data collection, no ads.